Bank Of America Corp.
BAC
Market Cap$375.09B
Close$
Earnings Call Q2 2025
July 16, 2025 - AI Summary
Strong Financial Performance: Bank of America reported revenue of $26.6 billion in Q2 2025, marking a 4% year-over-year increase. Net income was $7.1 billion, leading to earnings per share (EPS) of $0.89, a 7% year-over-year growth. The bank achieved a record net interest income (NII) of $14.8 billion, up 7% from Q2 2024. The return on tangible common equity was 13.4%, indicating solid profitability.
Continued Deposit Growth: Bank of America has seen consistent growth in average deposits, which increased for eight consecutive quarters. Total consumer deposits reached $950 billion, representing a 39% growth since pre-pandemic levels. The average consumer checking account balance exceeded $9,200, highlighting improved consumer wealth.
Operational and Expense Management: The bank managed to maintain expenses below $17.2 billion, which was $600 million lower than Q1 2025. The adaptable headcount strategy has led to a flat headcount with no significant changes expected, contributing to disciplined expenditure despite rising regulatory costs.
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$6.70
86.8% downside
Current Fair Value
86.8% downsideOvervalued by 86.8% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $375.09 Billion |
|---|---|
| Enterprise Value | $470.39 Billion |
| Dividend Yield | $1.06 (2.09%) |
| Earnings per Share | $3.25 |
| Beta | 1.33 |
| Outstanding Shares | 7,581,200,000 |
Return
| Return on Equity | - |
|---|---|
| Return on Assets | - |
| Return on Invested Capital | - |
Valuation & Multiples
| P/E Ratio | 13.68 |
|---|---|
| PEG | 430.68 |
| Price to Sales | 2.41 |
| Price to Book Ratio | 1.3 |
| Enterprise Value to Revenue | 2.86 |
| Enterprise Value to EBIT | 9.12 |
| Enterprise Value to Net Income | 16 |
| Total Debt to Enterprise | 0.77 |
| Debt to Equity | 1.21 |
Revenue Sources
No data
Insider Trades
ESG Score
No data
About Bank Of America Corp.
213,000 employees
CEO: Brian Moynihan Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial a...