Huntington Bancshares, Inc.
HBAN
Market Cap$25.11B
Close$
Earnings Call Q2 2025
July 18, 2025 - AI Summary
Strong Loan and Deposit Growth: Huntington Bancshares reported average loan growth of nearly $10 billion year-over-year and average deposit growth of almost $10 billion over the same period, driven by acquisitions and deepening primary bank relationships. Average loans increased by 7.9%, with commercial loans showing strength, while deposits saw a 4% year-over-year increase.
Revenue and Profit Growth: The company achieved an 8% year-over-year revenue growth and an impressive return on tangible common equity (ROTCE) of 16.1% for the quarter. Adjusted ROTCE was even higher at 17.6%. This reflects the management's strategy to expand earning assets, enhance net interest margins, and increase value-added fee services.
Acquisition of Veritex: Huntington's acquisition of Veritex is expected to significantly enhance their growth prospects in Texas, offering a springboard for substantial growth in key markets like Dallas-Fort Worth and Houston. This partnership is anticipated to bring synergies in commercial lending, fee income streams, and customer relationships, as well as add experienced colleagues to their banking operations.
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$40.42
134.9% upside
Current Fair Value
134.9% upsideUndervalued by 134.9% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $25.11 Billion |
|---|---|
| Enterprise Value | $43.15 Billion |
| Dividend Yield | $0.62 (3.60%) |
| Earnings per Share | $1.24 |
| Beta | 0.98 |
| Outstanding Shares | 1,457,000,000 |
Return
| Return on Equity | - |
|---|---|
| Return on Assets | - |
| Return on Invested Capital | - |
Valuation & Multiples
| P/E Ratio | 11.88 |
|---|---|
| PEG | 90.85 |
| Price to Sales | 2.87 |
| Price to Book Ratio | 1.23 |
| Enterprise Value to Revenue | 4.32 |
| Enterprise Value to EBIT | 23.49 |
| Enterprise Value to Net Income | 20 |
| Total Debt to Enterprise | 0.42 |
| Debt to Equity | 0.86 |
Revenue Sources
No data
Insider Trades
ESG Score
No data
About Huntington Bancshares, Inc.
15,578 employees
CEO: Stephen Steinour Huntington Bancshares Incorporated is a regional bank holding company headquartered in Columbus, Ohio, with $123 billion of assets and a network of 839 full-service branches, including 11 Private Client Group offices, and 1,322 ATMs acro...